Yes, home insurance is mandatory for all tenants, including those living in our properties. It protects you in the event of an incident (fire, water damage, etc.) and covers any damage caused to the property or its equipment.
🏠 - 🇫🇷 🇧🇪 🇩🇪 🇪🇸 - Coliving: insurance included
If you are living in a coliving, home insurance is automatically included in your contract. You don’t have to take any steps — we take care of the coverage.
This insurance only covers your room and the shared areas. It does not cover your personal belongings (laptop, phone, jewelry, etc.), nor your personal liability.
See article “What does Colonies home insurance cover?”
🛋️ - 🇫🇷 🇧🇪 🇩🇪 - Flatshare: insurance required
In colocation housing, insurance is not included. You are therefore required to take out your own home insurance from the start of your lease.
📄 You must send us a valid insurance certificate no later than the day of your arrival.
How to subscribe? See our dedicated article.
Your certificate must cover rental risks (fire, explosion, water damage...).
❗ What if I’m not insured?
Not having insurance is considered a breach of contract. In case of an incident, the costs can be significant and remain entirely at your charge.
Without insurance:
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You will not be allowed to move into a colocation
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You may face termination of your contract
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And most importantly, you will not be protected in case of an accident or damage