Your compulsory home insurance normally covers the legal minimum (water damage, explosion, etc.).
đïž Should I take out additional insurance?
Itâs not mandatory, but we highly recommend it if:
You own valuable items
You need liability coverage (for sports, travel, car rentals, etc.)
You want to be protected in all circumstances, even outside your home
Many insurers offer tailored insurance packages (home, car, smartphone, etc.):
Lovys : Click here to subscribe (link to use) - Code Colonies
Good to know: some banks or mutual insurance providers offer packages that include personal liability insurance. Make sure to check if you're already covered!